Kisan Card Loan Limit Increase
The Punjab government has given another big good news for farmers that Kisan Card Loan Limit Increase. On the special instructions of Chief Minister Maryam Nawaz, the interest-free loan limit in Kisan Card Scheme Phase 2 has been increased from 5 acres to 10 acres. Under which financial assistance of up to Rs 30,000 per acre is being provided. So far, 13,444 online applications have been received in Sialkot district, which is a clear proof of the farmers’ confidence in this scheme.
Interestingly, this loan amount will be given in three different parts: 30% cash, 20% for diesel, and 50% for the purchase of fertilizers, seeds and agricultural chemicals. Moreover, 95% of farmers returned the loan amount last year, which shows how effective and transparent the scheme is. If you also want to be a part of this scheme, then read this article till the end to know the complete details, easy registration method, required documents and complete eligibility criteria.
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What Is the Kisan Card Loan Scheme?
The Kisan Card Scheme is a farmer support program by the Punjab Government to provide easy, interest-free loans to small and medium farmers. Through this card, farmers can access cash and agricultural inputs on easy terms, without facing the burden of traditional bank loans.
Kisan Card Loan Limit Increased for 2025 Latest Update
In Phase 2, the government has increased the loan eligibility limit to 10 acres, with a rate of Rs. 30,000 per acre.
| Feature | Previous (Phase 1) | Now (Phase 2 – 2025) |
| Maximum Land Eligibility | 5 acres | 10 acres |
| Per Acre Loan | Rs. 30,000 | Rs. 30,000 |
| Total Loan Possible | Rs. 150,000 | Rs. 300,000 |
| Interest Rate | 0% (Interest-Free) | 0% (Interest-Free) |
| Loan Use | Inputs, diesel, cash | Inputs, diesel, cash |
This increase gives farmers more purchasing power to enhance productivity and reduce their financial stress during the cropping season.
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Loan Distribution: How Will the Money Be Spent?
Under the new scheme, the loan will be distributed as follows:
- 30% Cash (can be used for general expenses)
- 20% Diesel Purchase
- 50% Inputs (fertilizer, seeds, pesticides, etc.)
This distribution ensures farmers don’t misuse the loan and spend it wisely to increase farm productivity.
Required Documents for Kisan Card Registration
To apply for the Kisan Card and loan under Phase 2, the following documents are needed:
- CNIC (Computerized National Identity Card) – must be valid
- Land Ownership Documents – verified land record of up to 10 acres
- Mobile Number – registered in your name
- Bank Account Details – for loan transfer
- Recent Passport-size Photograph
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Eligibility Criteria for Kisan Card 2025
Not all farmers are eligible. Here is who can apply:
| Criteria | Requirement |
| Land Ownership | 1 to 10 acres |
| Residency | Must be a resident of Punjab |
| Age Limit | 18 to 60 years |
| Not a Government Employee | Only for private farmers |
| Repayment History | Previous loan (if any) must be cleared |
| Bank Account | Valid and active |
How to Register for Kisan Card Phase 2?
There are two easy methods:
1. Online Registration (Recommended)
- Visit the Punjab Agriculture Department’s official website.
- Fill the Kisan Card application form.
- Upload your documents.
- Submit and wait for verification
2. Manual Registration (Offline)
- Visit your nearest Agriculture Office or Tehsil Facilitation Center.
- Fill out the registration form manually.
- Submit photocopies of required documents.
- A confirmation message will be sent to your registered mobile number.
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Kisan Card Progress in Sialkot (Example)
According to latest government data from Sialkot District:
- 13,444 farmers have already applied online
- 217 farmers registered manually
- In Phase 1, thousands of cards were distributed and 95% of farmers successfully repaid loans
This clearly shows the high trust level farmers have in this scheme.
Why Kisan Card is a Game-Changer
- Reduces Dependency on Costly Loans
- Ensures Timely Purchase of Inputs
- Government-backed, so it’s 100% secure
- Zero Interest, Full Benefit
Thousands of farmers are already benefiting, and now it’s your chance to join.
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Final Words
If you’re a small farmer in Punjab, don’t miss this golden opportunity. With the Kisan Card Loan Limit now increased to 10 acres, you can double your benefits and reduce your farming costs dramatically. Register today, complete your verification, and unlock your path to a more productive and prosperous agricultural future.